Need an appraisal in Bozeman or Gallatin County?

The top reasons MT homeowners need Gallatin Inspections:

  1. Find the right listing price (whether you're using an agent or selling the home on your own)
  2. Challenge Gallatin county's assessment of your propertyvalue
  3. To lower their monthly mortgage payment by removing PMI
  4. Reinstate your Home Equity Line of Credit (HELOC)
  5. To review a different appraiser's report for verification
  6. If property needs to be divided because of a divorce
  7. To determine the true market value of property in question to settle an estate in Gallatin county or MT

Need help determining the price of your home in or near Bozeman, MT?
Contact Gallatin Inspections.

At Gallatin Inspections, we understand the special needs of a homeowner looking for appraisal services. Our business practices and reporting formats are relatively routine to our business clients like lenders, lawyers, and accountants. Being a regular person not in the real estate field that most likely doesn't see an appraisal on a regular basis,you will receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present our findings.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your own home because of your emotional attachment to it. Professional appraisers, like the ones at Gallatin Inspections, are objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract many interested buyers, a professional appraisal is very valuable as a negotiating tool once you have a potential buyer. The appraisal is something tangible to show the buyer. The appraisal is an independent third party's opinion of your home's price, not just how much your house is worth. Interested buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to a qualified appraiser's value conclusion than yours.

PMI Removal Appraisals

PMI stands for Private Mortgage Insurance. A fashionable money saver for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is below 80% of the value of your property, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're veterans in helping people just like you remove unnecessary PMI insurance.

Challenge Tax Assessment

Your local tax assessor may have your house overvalued if you live in a local area that is going down. This only means you're paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better. Getting a professional appraisal from Gallatin Inspections is your number one weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

If your home is in or near a declining area, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also difficult and inconvenient from a cash flow standpoint. A professional appraisal from Gallatin Inspections can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Have you just been handed a copy of your appraisal and you would like to have a seasoned appraiser double-check it for precision or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from Gallatin Inspections can go out and check the subject and comps in a field review. If you're in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal you may have had in the past. Even though this is usually requested by banks, you may want to employ this service if you suspect mortgage fraud related to your property.